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TITLE
DECLARATION
CERTIFICATE
PREFACE
ACKNOWLEDGEMENT
ABSTRACT
CONTENTS
LIST OF TABLES
LIST OF FIGURES
LIST OF ABBREVIATIONS
1. INTRODUCTION
1.1 Introduction
1.2 Statement of the Problem
1.3 Objectives
1.4 Hypotheses
1.5 Significance of the Study
1.6 Data and Methodology
1.7 Limitations of the study
1.8 Chapterization
References
2. LITERATURE REVIEW
LITERATURE REVIEW
References
3. BANKING AND FINANCIAL SECTOR REFORMS IN INDIA
3.1 Introduction
3.2 Financial Sector Reforms – Global Scenario
3.3 Background of Financial Sector Reforms in India
3.4 Narasimham Committee
3.5 Objectives of Financial Sector Reforms in India
3.6 Features of Financial Sector Reforms
3.7 Reform Measures Introduced in India
References
3. ROLE OF COMMERCIAL BANKS IN RURAL CREDIT
Rural Development
4.1.1 Introduction
4.1.2 Schemes for Rural Development
Role of Commercial Banks in Rural Development
4.2.1 Introduction
4.2.2 Co-operative Banks
4.2.3 Commercial Banks
4.2.4 Regional Rural Banks (RRBs)
4.2.5 Banks and Rural Development
References
5. PERFORMANCE OF SCHEDULED COMMERCIAL BANKS IN INDIA
5.1 Branch Expansion
5.2 Deposits
5.2.1 Area wise Deposit
5.2.2 Bank Groupwise Deposits
5.3 Loans and Advances
5.4 Credit – Deposit (CD) Ratio
5.5 Direct Institutional Credit to
Agriculture
and Allied Activities
5.6 Priority Sector Advances (PSA)
5.7 Direct Finance to Farmers according to Size of Land Holdings
References
6. PERFORMANCE OF SCHEDULED COMMERCIAL BANKS IN KERALA
6.1 Branches of Scheduled Commercial Banks
6.2 Bank Deposits
6.3 Advances
6.4 Credit Deposit Ratio
6.5 Bank Groupwise Analysis of Deposits, Advances and CD ratios
6.6 Priority Sector Advances
References
7. ATTITUDES OF MANAGERSTOWARDS BANKING SECTOR REFORMS
Section 1
7.1.1 Personal Profile of Bank Managers
7.1.2 Performance of Respondent Branches in Priority Sector Advances
7.1.3 Default in Loans
Section 2
7.2.1 Attitudes of Bank Managers towards Priority Sector Advance
7.2.2 Government Schemes Lending
7.2.3 Attitude of Bank Managers towards Banking Sector Reforms
7.2.4 Level of Support of Bank Managers towards Banking Sector Reforms
References
8. SUMMARY OF FINDINGS AND RECOMMENDATIONS
8.1 Introduction
8.2 Findings
8.3 Conclusion
8.4 Recommendations
8.5 Further Areas of Research
REFERENCES
QUESTIONNAIRE